In the latest installment of our monthly financial services update, we take a look at banking results from the fourth quarter of 2022, artificial intelligence-powered funds, and two regulatory proposals. Q4 banking results The bank failures of early March have changed the landscape for financial ... READ MORE >
financial services
Financial services update: NIM growth, fintech recap, nonbank financial institution oversight
In the first installment of our monthly financial services update, we take a look at how financial institutions can sustain net interest margin growth, how fintech finished out 2022 and a rule proposed by the Consumer Financial Protection Bureau to create a registry of nonbank financial ... READ MORE >
As insurtech investment dips, companies get boost by teaming with traditional insurers
Insurance technology startups (insurtechs) have been disrupting the insurance industry for several years, offering customers on-demand products and streamlined services driven by technological advancements. The traditional insurance industry provided the perfect landscape for insurtech disruption as the ... READ MORE >
Top 5 fintech trends to watch—now, and in the future
The fintech movement is driving a rapid evolution within financial services, resulting in a new infrastructure and platform for the industry’s next generation. Investment in fintech companies has soared in the past three years, topping $118.2 billion globally in 2021, which surpassed the previous two ... READ MORE >
How DeFi is reshaping capital markets, part 3: Spring 2022 outlook
At a glance Looking toward the rest of 2022, capital markets organizations need to become familiar with what tokens can enable. At a high level, stablecoins serve as a bridge between traditional finance and DeFi; they can serve as a fiat on-ramp to DeFi and facilitate USD settlement outside of ... READ MORE >
3 priorities for insurers in the future of work: Spring 2022 outlook
At a glance A confluence of pressures is forcing many insurance companies to reinvent their traditional operating models. Insurers are modernizing their legacy systems, creating connected networks across the enterprise, and expanding their vendor partnerships, all while improving employees’ work ... READ MORE >
Workforce, population shifts are major hurdles for banks: Spring 2022 outlook
At a glance A transforming workforce and the long-term slowing in population growth are likely the greatest threats to many banking organizations. These shifts can have a long-lasting impact on financial institutions that do not act now. Enhancements to current working conditions, company ... READ MORE >
Hybrid funds emerge as a growing force in venture capital: Spring 2022 outlook
At a glance Record fundraising from traditional investors gave U.S. venture capital funds the dry powder needed to fuel explosive growth in 2021. A growing list of nontraditional VC investors allowed startups to raise even more capital and resulted in the emergence of hybrid funds. Hybrid funds ... READ MORE >
Automating compliance management can help firms offset rising costs: Spring 2022 outlook
At a glance Financial services firms are growing increasingly concerned over rising costs to maintain compliance amid constant regulatory changes. Emerging regulatory technologies offer many options to streamline regulatory compliance and risk management programs. Companies that embrace regtech ... READ MORE >
Financial services industry outlook: Spring 2022
Emerging technologies and major shifts in the U.S. labor landscape are among the most significant forces affecting the financial services industry as we look to spring. Whether it’s exploring new ways to use automation, honing a strategic approach to technology investments, or planning employee upskilling ... READ MORE >