No surprise came from the third-quarter Senior Loan Officer Opinion Survey on Monday as most major indicators pointed to improvement in lending sentiment. The improvement was likely a direct result of the Federal Reserve's rate pause in September as the central bank began to rebalance its policy to a less ... READ MORE >
commercial lending
Fed survey shows a notable decline in loan demand
Further evidence of tightened lending conditions and a potential credit crunch can be seen in the notable decline in demand for credit by large and middle market firms, a new survey of loan officers from the Federal Reserve shows. This decline will affect the real economy in the near term ... READ MORE >
Economic implications of further turmoil in the banking sector
The Federal Deposit Insurance Corporation seized First Republic Bank overnight and then sold a select portion of its assets and liabilities to JPMorgan as it imposed an orderly wind down of the troubled regional bank. The action should bolster confidence in the ability of the federal ... READ MORE >
Fed’s survey of loan officers points to caution in the middle market
Even as financial conditions have eased in recent months, helping to spur a rally in equity markets, one area of America’s real economy has been flashing warning signs: the commercial and industrial loan market. Demand for these loans, an important engine of growth, plunged last year as lending ... READ MORE >