Recent trends in commercial real estate and commercial and industrial loans continued in a status-quo fashion in the second quarter of 2024, according to the latest Senior Loan Officer Opinion Survey results released last week by the Federal Reserve. Standards for commercial real estate continue to ... READ MORE >
Senior Loan Officer Opinion Survey
Senior Loan Officer Survey: Progress halts as inflation rebounds in Q1
Progress toward normalization in lending practices generally halted in the first quarter as the Federal Reserve turned more hawkish amid the rebound in inflation, according to data in a Fed report released on Monday. The Senior Loan Officer Opinion Survey on Bank Lending Practices showed that demand ... READ MORE >
Fed survey of loan officers shows rising impact of higher interest rates
The Federal Reserve’s latest survey of bank loan officers confirms that the dampening effect of monetary-policy tightening on borrowing and lending continued in the second quarter. This implies that the residual impact of interest rate increases and the banking turmoil that engulfed local and regional ... READ MORE >
Fed survey shows a notable decline in loan demand
Further evidence of tightened lending conditions and a potential credit crunch can be seen in the notable decline in demand for credit by large and middle market firms, a new survey of loan officers from the Federal Reserve shows. This decline will affect the real economy in the near term ... READ MORE >
After flush years, households show a reluctance to borrow
A pillar of the American economy in the recovery from the pandemic has been household balance sheets, which have been bolstered by a robust labor market and nominal income growth. But now, with the prospect of tighter lending standards and reduced spending caused by the recent banking ... READ MORE >